Law

Three Steps Involved in the Car Accident Claim Process in Spokane

If you have been involved in a car accident, you may be eligible for compensatory damages. You must file a compensation claim first. Unfortunately, personal injury claims are complex and you need a legal expert like attorney Matt Albrecht to represent you. The steps involved in the accident claim process are the following:

Consulting with a Car Accident Lawyer

An injury attorney can help you meet legal requirements, collect important evidence, and file an injury claim without wasting time. Typically, you will have to file the claim with an insurance company, which can be your own insurance provider or the insurer of the negligent driver. The majority of car accidents in Spokane are filed with the insurance company of the at fault. Because insurance companies can be harsh or unforgiving when handling claims, you need an attorney to deal with them. Also, when it is time to negotiate a settlement with an insurer, your attorney can do it better than you since they have done it many times for other clients. 

Collecting Relevant Evidence

Any compensatory claim can only be successful when there are pieces of evidence that can support it. Evidence you may need for an accident claim includes police reports, accident reconstruction reports, witness statements, physical evidence, and medical records. Your attorney will help collect this evidence to build a strong claim for you. 

Dealing with Insurance Companies

Often, you should notify an insurance company about your car accident soon after it occurred. Also, you should share related evidence and make a demand when you file your claim. However, you should only share the necessary details with an insurer. 

During negotiations, the insurance company will never make a high offer. Without sufficient evidence to support your claim, the company may quickly make a lowball offer. Do not accept the company’s initial offer before you consult with your lawyer. You may still not know the extent of your injuries and their impacts on your life in the future. Accepting a settlement offer that does not cover your current and future needs will only complicate things for you later. 

Sometimes, the insurer may not honor your claim because of a lack of evidence or a bad faith practice. In this case, you can file a lawsuit for damages with the assistance of your car accident attorney. After a lawsuit has been filed, your claim will be at the mercy of the civil court system. But with an experienced attorney on your side, you have a great chance of recovering the compensation you are entitled to.  

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